What’s an Easement (And Why Should You Care)?

By | 2016-12-27T18:10:13+00:00 March 10th, 2016|Categories: Real Estate Closings, Real Estate Tips|Tags: , , , |

If you own a home, chances are good that your property has an easement. It’s land you may not be able to use for whatever you’d like – but it’s technically yours and you’re still paying property taxes on it. So what does that mean for you? What’s the Legal Definition of an Easement? An easement [...]

Top Celebrity Homes of 2015

By | 2016-12-27T18:10:13+00:00 February 18th, 2016|Categories: Uncategorized|Tags: , , |

Celebrity real estate is always fascinating – if only for the fact that we like to see the posh luxury in which our favorite stars live. While there are dozens of magazines and e-zines covering celebrity lifestyles, the real test is how many views celebrity homes get through giant real estate listing companies such as Zillow… [...]

Title Insurance Agents Predicting Home Price Increases for 2016

By | 2016-12-27T18:10:13+00:00 February 10th, 2016|Categories: Real Estate Tips|

According to the 4th-quarter Real Estate Sentiment Index Report from First American Financial Corporation, which surveyed more than 3,000 title insurance agents, home prices will start heading up during 2016. Agents predict that they’ll increase by about 5.7 percent, with Tennessee placing in the middle of the spectrum. In the poll, the biggest predicted shifts took [...]

Save Yourself the Trouble: 3 Home-Buying Nightmares You Can Avoid

By | 2016-12-27T18:10:13+00:00 February 4th, 2016|Categories: Real Estate Tips, Title & Escrow FAQ|Tags: , , , |

Experts can tell you that title insurance is a must-have, whether you’re purchasing your first home or your tenth. If you’ve seen what a mortgage company in Texas is doing to homeowners or you simply know that several things could go wrong without title insurance, you know it’s important. However, even the most experienced buyers sometimes [...]

Realtors – Why Your Clients Need Owner’s Title Insurance

By | 2016-12-27T18:10:13+00:00 January 29th, 2016|Categories: Closing with Confidence, Real Estate Closings, Real Estate Tips, Title & Escrow FAQ|Tags: , |

As a Realtor®, you take your commitment to your clients seriously. You know that what’s in their best interests is in your best interests – and that includes educating them about owner’s title insurance. How Realtors Can Explain Owner’s Title Insurance to Clients Homebuyers often misunderstand owner’s title insurance, but it’s essential that they’re made aware [...]

Owner’s Title Insurance vs. Lender’s Title Insurance

By | 2016-12-27T18:10:13+00:00 January 20th, 2016|Categories: Closing with Confidence, Real Estate Closings, Real Estate Tips, Title & Escrow FAQ|Tags: , |

If you’re buying a home, you’ve probably heard the term “title insurance” used here and there. But did you know there are two types of insurance – and that only one of them protects you, the buyer? Owner’s Title Insurance vs. Lender’s Title Insurance Your lender may have required you to purchase lender’s title insurance; it’s [...]

One in Five Homeowners Loses Sleep – And Here’s Why

By | 2016-12-27T18:10:13+00:00 January 12th, 2016|Categories: Closing with Confidence, Real Estate Tips, Title & Escrow FAQ|Tags: , |

Buying a home is an exciting process, whether it’s your first or your fifth… but it can also be a little nerve-wracking. In fact, even people who have already made it through the process and are nicely settled into their new homes can end up fretting over things that keep them up at night – especially [...]

2016 TRID Calendar

By | 2016-12-27T18:10:13+00:00 January 8th, 2016|Categories: Real Estate Tips, Title & Escrow FAQ|Tags: , , |

If you’re a Realtor®, you have a lot on your plate – and with the latest TILA-RESPA Integrated Disclosure Rules, you may find yourself explaining specific deadlines to your clients. DOWNLOAD THE 2016 TRID CALENDAR This 2016 TRID Calendar lets you evaluate closing dates throughout the year to determine when your clients need to have received [...]

Merry Christmas from Smart Title and Escrow

By | 2016-12-27T18:10:13+00:00 December 23rd, 2015|Categories: President's Corner|

“Hi!  I’m Kim Holllingshead, President of Smart Title and Escrow and I want to take a minute moment to extend a great big thank you to all of our friends, family, team members and business partners for making 2015 our biggest and most successful year so far.  We’re taking a moment to count our blessings, and [...]

Why Title Insurance Could Save Your Home

By | 2016-12-27T18:10:13+00:00 December 15th, 2015|Categories: Uncategorized|

In Central Texas, a bank is going after an entire neighborhood and claiming the houses residents own aren’t really theirs. JB Mortgage Co. began suing more than 400 homeowners last month. The lender is making the claim that there are liens against each and every title in the neighborhood, and if that’s true, it could mean [...]