Title Insurance and Commercial Real Estate Transactions

By | 2016-12-27T18:10:12+00:00 July 15th, 2016|Categories: Title & Escrow FAQ|Tags: , |

Title defects aren’t limited to residential real estate. With most types of insurance, you’re protecting yourself from something that may happen in the future. With title insurance, you’re protecting yourself from something that happened in the past, but which you’re unaware of. If a defect in title surfaces after you take ownership of a property, it [...]

What is Escrow in a Home Purchase?

By | 2016-12-27T18:10:12+00:00 July 7th, 2016|Categories: Title & Escrow FAQ|Tags: , , |

If you’re purchasing a home, the terminology, paperwork and sheer number of steps involved in the home buying process can definitely be overwhelming. One term many people are unfamiliar with is “escrow.” What Does Escrow Mean? An escrow account holds money to be used to pay for expenses other than the mortgage payment. This can include [...]

What Realtors® Should Know About Owner’s Title Insurance

By | 2016-12-27T18:10:12+00:00 June 30th, 2016|Categories: Title & Escrow FAQ|Tags: , , |

If you’re a Realtor®, you know that a lender’s title insurance policy is required for any type of mortgage. You also know that many homebuyers are already confused and daunted by the process of buying a home. Why, then, would you want to burden your clients by suggesting they add purchasing owner’s title insurance to their [...]

Do Lenders Require Title Insurance When Refinancing?

By | 2016-12-27T18:10:12+00:00 June 22nd, 2016|Categories: Title & Escrow FAQ|Tags: , , |

If you’re considering refinancing your home—and now may be a good time to do so—you may be wondering if you’ll need a new title insurance policy. While current your owner’s title insurance policy is still good, your lender will require a new policy if you decide to refinance your mortgage. Why Does the Lender Need a [...]

Save Yourself the Trouble: 3 Home-Buying Nightmares You Can Avoid

By | 2016-12-27T18:10:13+00:00 February 4th, 2016|Categories: Real Estate Tips, Title & Escrow FAQ|Tags: , , , |

Experts can tell you that title insurance is a must-have, whether you’re purchasing your first home or your tenth. If you’ve seen what a mortgage company in Texas is doing to homeowners or you simply know that several things could go wrong without title insurance, you know it’s important. However, even the most experienced buyers sometimes [...]

Realtors – Why Your Clients Need Owner’s Title Insurance

By | 2016-12-27T18:10:13+00:00 January 29th, 2016|Categories: Closing with Confidence, Real Estate Closings, Real Estate Tips, Title & Escrow FAQ|Tags: , |

As a Realtor®, you take your commitment to your clients seriously. You know that what’s in their best interests is in your best interests – and that includes educating them about owner’s title insurance. How Realtors Can Explain Owner’s Title Insurance to Clients Homebuyers often misunderstand owner’s title insurance, but it’s essential that they’re made aware [...]

Owner’s Title Insurance vs. Lender’s Title Insurance

By | 2016-12-27T18:10:13+00:00 January 20th, 2016|Categories: Closing with Confidence, Real Estate Closings, Real Estate Tips, Title & Escrow FAQ|Tags: , |

If you’re buying a home, you’ve probably heard the term “title insurance” used here and there. But did you know there are two types of insurance – and that only one of them protects you, the buyer? Owner’s Title Insurance vs. Lender’s Title Insurance Your lender may have required you to purchase lender’s title insurance; it’s [...]

One in Five Homeowners Loses Sleep – And Here’s Why

By | 2016-12-27T18:10:13+00:00 January 12th, 2016|Categories: Closing with Confidence, Real Estate Tips, Title & Escrow FAQ|Tags: , |

Buying a home is an exciting process, whether it’s your first or your fifth… but it can also be a little nerve-wracking. In fact, even people who have already made it through the process and are nicely settled into their new homes can end up fretting over things that keep them up at night – especially [...]

2016 TRID Calendar

By | 2016-12-27T18:10:13+00:00 January 8th, 2016|Categories: Real Estate Tips, Title & Escrow FAQ|Tags: , , |

If you’re a Realtor®, you have a lot on your plate – and with the latest TILA-RESPA Integrated Disclosure Rules, you may find yourself explaining specific deadlines to your clients. DOWNLOAD THE 2016 TRID CALENDAR This 2016 TRID Calendar lets you evaluate closing dates throughout the year to determine when your clients need to have received [...]

Explaining Title Insurance to Buyers

By | 2016-12-27T18:10:15+00:00 December 2nd, 2015|Categories: Real Estate Closings, Real Estate Tips, Title & Escrow FAQ|Tags: , |

As a Realtor®, you know your buyers need title insurance. However, for many buyers – particularly first-time buyers – it’s a bit of a surprise. Your clients depend on you to provide them with all the information they need to make the right choices, so how do you explain title insurance to people who have never [...]