New Rules for Homebuyers in 2016

By | 2016-12-27T18:10:13+00:00 April 14th, 2016|Categories: Real Estate Tips|Tags: , , , |

Recent years have seen a series of changes to the process of obtaining a mortgage. New regulations put in place since the aftermath of the financial crisis require that lenders follow certain rules to protect borrowers. Acceptable risk profiles are now standardized, encouraging lenders to make only qualified mortgages which the borrower can reasonably afford to [...]

The FHA’s 2016 Loan Limits: What Do They Mean for You?

By | 2016-12-27T18:10:13+00:00 April 7th, 2016|Categories: Closing with Confidence|Tags: , , |

Whether you’re a Realtor® or a homebuyer, the FHA’s 2016 loan limits may affect you. Loan limits in 188 counties across the country have gone up this year, largely because of increased housing prices, and Davidson County is among them. Williamson County and Maury County are also included, as are: Cannon County Cheatham County Dickson County [...]

Military Homebuyers and Vets Comprise Almost 25 Percent of Buyers

By | 2016-12-27T18:10:13+00:00 March 31st, 2016|Categories: Real Estate Closings|Tags: , , |

Nearly one-fourth of all homebuyers last year were active-duty military and veterans, according to the National Association of REALTORS®’ last Profile of Home Buyers and Sellers. With the huge numbers of veterans going home as the wars wind down and the military shrinks to 2008 levels, more veterans are becoming eligible to use loans backed by [...]

What Real Estate Trends Can We Expect in 2016?

By | 2016-12-27T18:10:13+00:00 March 24th, 2016|Categories: Real Estate Tips|Tags: , , |

Although real estate is never truly predictable, experts are pointing to a few important things that Realtors®, title insurance agencies and other professionals may have to expect this year. 1. Home prices might stagnate. The economy is now producing jobs, which means the Federal Reserve is less worried about stimulus and more worried about keeping inflation [...]

What’s an Easement (And Why Should You Care)?

By | 2016-12-27T18:10:13+00:00 March 10th, 2016|Categories: Real Estate Closings, Real Estate Tips|Tags: , , , |

If you own a home, chances are good that your property has an easement. It’s land you may not be able to use for whatever you’d like – but it’s technically yours and you’re still paying property taxes on it. So what does that mean for you? What’s the Legal Definition of an Easement? An easement [...]

Top Celebrity Homes of 2015

By | 2016-12-27T18:10:13+00:00 February 18th, 2016|Categories: Uncategorized|Tags: , , |

Celebrity real estate is always fascinating – if only for the fact that we like to see the posh luxury in which our favorite stars live. While there are dozens of magazines and e-zines covering celebrity lifestyles, the real test is how many views celebrity homes get through giant real estate listing companies such as Zillow… [...]

Title Insurance Agents Predicting Home Price Increases for 2016

By | 2016-12-27T18:10:13+00:00 February 10th, 2016|Categories: Real Estate Tips|

According to the 4th-quarter Real Estate Sentiment Index Report from First American Financial Corporation, which surveyed more than 3,000 title insurance agents, home prices will start heading up during 2016. Agents predict that they’ll increase by about 5.7 percent, with Tennessee placing in the middle of the spectrum. In the poll, the biggest predicted shifts took [...]

Save Yourself the Trouble: 3 Home-Buying Nightmares You Can Avoid

By | 2016-12-27T18:10:13+00:00 February 4th, 2016|Categories: Real Estate Tips, Title & Escrow FAQ|Tags: , , , |

Experts can tell you that title insurance is a must-have, whether you’re purchasing your first home or your tenth. If you’ve seen what a mortgage company in Texas is doing to homeowners or you simply know that several things could go wrong without title insurance, you know it’s important. However, even the most experienced buyers sometimes [...]

Realtors – Why Your Clients Need Owner’s Title Insurance

By | 2016-12-27T18:10:13+00:00 January 29th, 2016|Categories: Closing with Confidence, Real Estate Closings, Real Estate Tips, Title & Escrow FAQ|Tags: , |

As a Realtor®, you take your commitment to your clients seriously. You know that what’s in their best interests is in your best interests – and that includes educating them about owner’s title insurance. How Realtors Can Explain Owner’s Title Insurance to Clients Homebuyers often misunderstand owner’s title insurance, but it’s essential that they’re made aware [...]

Owner’s Title Insurance vs. Lender’s Title Insurance

By | 2016-12-27T18:10:13+00:00 January 20th, 2016|Categories: Closing with Confidence, Real Estate Closings, Real Estate Tips, Title & Escrow FAQ|Tags: , |

If you’re buying a home, you’ve probably heard the term “title insurance” used here and there. But did you know there are two types of insurance – and that only one of them protects you, the buyer? Owner’s Title Insurance vs. Lender’s Title Insurance Your lender may have required you to purchase lender’s title insurance; it’s [...]