Realtors®: Maximize Your Time With These 10 Amazing Apps

By | 2016-12-27T18:10:12+00:00 June 17th, 2016|Categories: Real Estate Tips|Tags: , , |

At Smart Title and Escrow, we believe in sharing the hottest tips and tricks we can with our friends on the real estate side of the aisle—and after a little research on time-saving apps we could use ourselves, here’s what we came up with that will help Realtors® and mortgage professionals make the most of their [...]

Freddie Mac CEO Says Mortgage Industry is Running Great

By | 2016-12-27T18:10:12+00:00 June 7th, 2016|Categories: Real Estate Tips|Tags: , , , |

Donald Layton, CEO of Freddie Mac, says the mortgage industry is running exceptionally well—and it’s improving every day. “The mortgage industry is a far better run industry. We understand risk better,” says Layton. “We just can't brag about it that much.” As of now, the company has returned just under $100 billion to taxpayers—and that’s $27 [...]

The Benefits of Mortgage Pre-Approval

By | 2016-12-27T18:10:12+00:00 May 26th, 2016|Categories: Real Estate Tips|Tags: , , , |

If you’re like most people who are thinking about buying their first home, you’re probably wondering where to begin. As with many things in life, you can save a lot of trouble if you start with the financing. Sure, it’s not as exciting as looking at houses for sale, but it can get you into your [...]

New Homes: Bigger, Better, More Expensive

By | 2016-12-27T18:10:12+00:00 May 18th, 2016|Categories: Real Estate Tips|Tags: , , |

It’s no secret that homebuyers want plenty of space to sprawl out, but now there’s scientific data to back up the trend that many Realtors® and other industry professionals have seen over the past few years. New homes are getting bigger… and they’re becoming more expensive. What the Numbers Say About Bigger, Pricier Homes Data from [...]

The Increasing Financial Burden Crushing Renters

By | 2016-12-27T18:10:12+00:00 April 27th, 2016|Categories: Real Estate Tips, Uncategorized|Tags: , , , |

Economists consider housing expenses “burdensome” if rent or house payments are more than 30 percent of a person’s income. The cost of renting a home or apartment has risen in recent years at a much faster pace than incomes have, which means that an increasing number of renters are burdened by the cost of rent. Rent [...]

New Rules for Homebuyers in 2016

By | 2016-12-27T18:10:13+00:00 April 14th, 2016|Categories: Real Estate Tips|Tags: , , , |

Recent years have seen a series of changes to the process of obtaining a mortgage. New regulations put in place since the aftermath of the financial crisis require that lenders follow certain rules to protect borrowers. Acceptable risk profiles are now standardized, encouraging lenders to make only qualified mortgages which the borrower can reasonably afford to [...]

What Real Estate Trends Can We Expect in 2016?

By | 2016-12-27T18:10:13+00:00 March 24th, 2016|Categories: Real Estate Tips|Tags: , , |

Although real estate is never truly predictable, experts are pointing to a few important things that Realtors®, title insurance agencies and other professionals may have to expect this year. 1. Home prices might stagnate. The economy is now producing jobs, which means the Federal Reserve is less worried about stimulus and more worried about keeping inflation [...]

What’s an Easement (And Why Should You Care)?

By | 2016-12-27T18:10:13+00:00 March 10th, 2016|Categories: Real Estate Closings, Real Estate Tips|Tags: , , , |

If you own a home, chances are good that your property has an easement. It’s land you may not be able to use for whatever you’d like – but it’s technically yours and you’re still paying property taxes on it. So what does that mean for you? What’s the Legal Definition of an Easement? An easement [...]

Title Insurance Agents Predicting Home Price Increases for 2016

By | 2016-12-27T18:10:13+00:00 February 10th, 2016|Categories: Real Estate Tips|

According to the 4th-quarter Real Estate Sentiment Index Report from First American Financial Corporation, which surveyed more than 3,000 title insurance agents, home prices will start heading up during 2016. Agents predict that they’ll increase by about 5.7 percent, with Tennessee placing in the middle of the spectrum. In the poll, the biggest predicted shifts took [...]

Save Yourself the Trouble: 3 Home-Buying Nightmares You Can Avoid

By | 2016-12-27T18:10:13+00:00 February 4th, 2016|Categories: Real Estate Tips, Title & Escrow FAQ|Tags: , , , |

Experts can tell you that title insurance is a must-have, whether you’re purchasing your first home or your tenth. If you’ve seen what a mortgage company in Texas is doing to homeowners or you simply know that several things could go wrong without title insurance, you know it’s important. However, even the most experienced buyers sometimes [...]